Employer Services

Whether you are a small family business, a multi-national, a charity or not for profit organisation, Pensions and Employee Benefits will form part of the total package you provide to your employees.


Getting the right mix of benefits is critical - there is no point in paying money for benefits your employees don't understand or want, so the first step is to identify what your objectives are.  Do you simply want to keep up with your competitors, comply with legislation or do you want to put a package in place that helps to recruit and retain staff? Pinning down your objectives will help to ensure you get the right benefit package for your organisation.


At Demna Consulting, we work with organisations across a wide variety of industries, ensuring that the advice we provide is tailored to you and your objectives.  Understanding what motivates you is the first step to defining a tailor made service that suits you - we don't deal in standard "one size fits all" services, each client is different, with different needs that need addressing with bespoke solutions.

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Our expertise in this field covers every aspect of Pensions & Employee Benefits, and hopefully the following gives you a flavour of the services we can provide:-


  • Defined Contribution Pensions

    Advice, governance, support and guidance covering all aspects of implementing, running and communicating a DC Pension Scheme, including Default Investment Fund selection, setting contribution structures, regulatory reporting and governance reviews.


  • Defined Benefit Pensions

    Strategic advice to Employers in relation to their obligations to DB Pension Schemes, including scheme design, closures, wind ups, recovery plan and funding valuation negotiations, setting FRS 17 assumptions and regulatory reporting.

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  • Multi-Employer and Local Authority Pension Schemes

    Strategic advice, support and guidance in relation to their obligations and options when participating in a Multi-Employer pension scheme, including advice on withdrawal, termination, eligibility, scheme design, setting FRS 17 assumptions and regulatory reporting.


  • Salary Sacrifice and Smart Pensions

    Advice, support, documentation and guidance in relation to the implementation and ongoing operation of a Salary Sacrifice arrangement, including setting the scheme up, communication to staff, provision of compliant documentation and agreements and HMRC approval.

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  •  Corporate Transactions and TUPE

    Advice, due diligence, support and guidance in relation to benefit and pension obligations for corporate transactions, including TUPE issues, communication, scheme harmonisation, DB funding issues and clearance applications.


  • Group Risk Benefits

    Advice, support, implementation and guidance in relation to Private Medical, Life Insurance, Income Protection, Cash Plans and Critical Illness arrangements including scheme design, cost efficiencies, risk reviews, claim support, market reviews and excepted life arrangements for high earners.

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  •  Other Employee Benefits

    Advice, support, implementation and guidance in relation to all other types of Employee Benefit arrangements including Childcare Vouchers, Bike to Work, Personal Accident, Mobile Phones, Sale and Purchase of Holidays, Dental and Optical schemes.


  • Employee education, support, guidance and communication

    Presentations, workshops, focus groups and one to one meetings for your employees to help them to understand, value and buy into your chosen benefit package, including sessions on the introduction of new schemes, approaching retirement and financial education.

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  •  Benchmarking

    Research and advice in respect of how your benefit package compares to those of your competitors, your industry, location or sector to identify how your schemes can be improved or adapted to help position you organisation to recruit and retain key staff.


  • Flexible Benefits

    Research, advice, support and guidance in relation to the implementation and ongoing operation of a Flexible Benefits scheme including strategic advice on the benefits to be offered, whether salary sacrifice should be used and communication and demonstration of the system to staff.


The list of services above is not exhaustive and hopefully demonstrates the breadth of services Demna Consulting can deliver.  For more information on how we can help you achieve your Pension & Benefit objectives please do get in touch. 

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